2024: America’s First Fraudulent Election!
America has run its most recent election in November of 2024. However, unlike past elections where the candidates were fully eligible to be on the ballot, this time around we had one Presidential candidate who was placed onto the ballot illegally and fraudulently. Let’s explore.
January 6th, 2021
It is widely understood that January 6th, 2021 was in insurrection. What is an insurrection? The definition according to the Oxford Dictionary is as follows:
in·sur·rec·tion
/ˌinsəˈrekSH(ə)n/noun
noun: insurrection; plural noun: insurrections
a violent uprising against an authority or government.
Let’s examine the events and the reasons behind January 6th, 2021:
- Donald Trump fomented, incited and encouraged people to march to the capitol, knowing he had full well invited The Proud Boys and various other similar groups who are known to have violent tendencies.
- Donald Trump arranged and fomented this event solely to halt the counting of the electoral votes in hopes of preventing the transition from Trump’s administration to Joe Biden’s (the winner of the election)… all so that Trump could stay in power beyond his legally elected term.
- Once the march to the Capitol began, barricades soon began to fall, people rushed into the Capitol building, broke windows, assaulted police officers with all manner of weapons, leading to the deaths of several.
- During the 4 hours of continual rioting, not once did Donald Trump step outside in an attempt to quell or urge the rioters to stop.
- The counting of the ballots was temporarily halted so that Congressional members could be moved to safety while the building was temporarily occupied by marchers; marchers who were there solely because of Donald Trump.
- After 4 solid hours of solid violent rioting, Trump finally emerged from his hole and effectively rewarded the rioters with an oddly sardonic message, “Go home. We love you.”
Don’t have to believe me, here’s one in hundreds of YouTube videos about it. Go watch them for yourselves. The above is only intended as a short synopsis.
Insurrection Proven
Many people, including Donald Trump have attempted to gaslight and whitewash that this event was a “peaceful demonstration”. You don’t exhibit peaceful demonstrations by bashing police officers with flagpoles and breaking windows.
More than this, many, many, MANY of the Capitol participants have been charged with violent crimes related to the insurrection that day.
Here’s a small sampling from this DOJ article:
- Approximately 452 defendants have been charged with assaulting, resisting, or impeding officers or employees, including approximately 123 individuals who have been charged with using a deadly or dangerous weapon or causing serious bodily injury to an officer.
- Approximately 140 police officers were assaulted on Jan. 6 at the Capitol, including about 80 from the U.S. Capitol Police and about 60 from the Metropolitan Police Department.
- Approximately 11 individuals have been arrested on a series of charges that relate to assaulting a member of the media, or destroying their equipment, on Jan. 6.
- Approximately 1,186 defendants have been charged with entering or remaining in a restricted federal building or grounds. Of those, 116 defendants have been charged with entering a restricted area with a dangerous or deadly weapon.
- Approximately 71 defendants have been charged with destruction of government property, and approximately 56 defendants have been charged with theft of government property.
- More than 332 defendants have been charged with corruptly obstructing, influencing, or impeding an official proceeding, or attempting to do so.
- Approximately 57 defendants have been charged with conspiracy, either: (a) conspiracy to obstruct a congressional proceeding, (b) conspiracy to obstruct law enforcement during a civil disorder, (c) conspiracy to injure an officer, or (d) some combination of the three.
I refer you to the above definition of insurrection: a violent uprising against an authority or government. Every single one of these charges above PROVES beyond a shadow of a doubt that what Donald Trump fomented and incited was ABSOLUTELY an insurrection.
The 14th Amendment of the Constitution was passed by Congress on June 13, 1866 and ratified on July 9, 1868. This amendment is entirely designed to qualify ALL candidates who wish to hold an elected office. The qualifications include such things as age and citizenship. In addition to these basic qualifications, Section 3 includes language regarding actions that DISQUALIFY candidates when certain conditions are met. Let’s examine this language:
Section 3
No person shall be a Senator or Representative in Congress, or elector of President and Vice-President, or hold any office, civil or military, under the United States, or under any State, who, having previously taken an oath, as a member of Congress, or as an officer of the United States, or as a member of any State legislature, or as an executive or judicial officer of any State, to support the Constitution of the United States, shall have engaged in insurrection or rebellion against the same, or given aid or comfort to the enemies thereof. But Congress may by a vote of two-thirds of each House, remove such disability.
The 14th Amendment Section 3 language above is crystal clear. To paraphrase:
If someone who has held an office in the past and has previously taken an oath of office for said position AND has ENGAGED in insurrection or rebellion against the same (i.e., Government), given aid or comfort, they are DISQUALIFIED from holding ANY future office.
This section even takes this disqualification language one step further and gives Congress a new power: “But Congress may by a vote of two-thirds of each House, remove such disability.”
Meaning, if a candidate has become ineligible to hold office due to having engaged in insurrection, Congress has the power to remove that disqualification by voting in a 2/3rds majority to lift that disability and allow the person to become eligible.
This last part is EXTREMELY important to understand. Because the 14th Amendment has given Congress a new and explicit power to override the 14th’s disqualification rules, this means that this is absolutely the ONLY method that can be used to override any of the 14th’s disqualification rules. Why? Because this power was explicitly granted to Congress! Not to the SCOTUS. Not to the Executive branch… to Congress, the Legislative branch.
What Constitutes Disqualification under the 14th?
Many have argued this point. The 14th Amendment doesn’t explicitly have language stating who makes the determination of what constitutes disqualification. Rather, the 14th seems to leave this aspect up to obviousness rules. Meaning, when someone has engaged in insurrection, that fact should be extremely obvious. As in the case of Donald Trump, it IS extremely obvious.
If anyone needs something more obvious than that above, the January 6th committee spent from June until December of 2022 describing EVERY SINGLE DETAIL of the January 6th Capitol attack in brutal, unflinching detail. This information described Donald Trump’s behavior during the entire Capitol attack. That information even included testimony from people who were close to Donald Trump on insurrection day.
If you didn’t have enough information to leap to insurrection before the Congressional hearings, these obviousness rules would 100% apply after. By the time the January 6th committee had completed its findings, it was crystal clear that January 6th was not only an insurrection because of the Committee’s findings, but also because so many participants have been found guilty of participating in a violent uprising against the government (fomented BY Donald Trump himself).
By the time ALL of this information came to light, it was 100% certain and, here’s that word again, obvious that Donald Trump had engaged in insurrection through his actions on insurrection day.
Even Congress was so taken aback that they had to consult with the Supreme Court on if what Donald Trump had done constituted engaging in insurrection. Let’s be clear here. The Supreme Court has no power or authority to disqualify or qualify a candidate. That power has been given explicitly to Congress and Congress alone. If Congress had questions regarding Donald Trump’s eligibility under the 14th Amendment, it was Congress’s authority alone (granted by the 14th Amendment) who needed to have made this determination.
Because Donald Trump had both fomented and had taken part in January 6th, having engaged in insurrection is absolutely 100% crystal clear. What that means is that it became Congress’s job alone to qualify Donald Trump as a candidate in any future elections via a vote. This action did not happen.
Because the 14th describes who is qualified, it also means that if they are not qualified (i.e., disqualified), they cannot be added to ANY ballot for any elected position. Adding such a disqualified candidate to a ballot is considered illegal under the 14th Amendment. Any such person added to a ballot illegally makes any election involving an illegal candidate also invalid and, ultimately, fraudulent.
Fraudulent Election
Like entering any contest where qualifications are required, if a person entering is considered disqualified for entry (at any time… before, during or after), the person’s involvement and benefits are forfeit and the contest void.
If you enter a contest and you must be 18 years of age, yet you’re 17 and you enter and win, the prize that you win will be forfeit and you will not receive it. Additionally, you will be publicly admonished by explaining that that person entered the contest illegally. In these situations, if there is a runner up winner, that winner is typically to whom the prize is ultimately awarded. However, some contests may choose to cancel the entire contest, forfeit the prize making no winner at all. The result of participating illegally in a contest is entirely up to the contest creator and rules governing the contest.
In the case of a Presidential Election contest / election, there can only be one outcome under fraud. If it is found that a contestant participated in the contest illegally, the contestant must be publicly admonished and removed as the winner. Because the 2024 Election requires citizens of the United States to vote, handing the winner to the runner-up under a fraudulent participant condition isn’t considered fair to the voters. Awarding to the runner up would exclude whatever amount of people who voted for the fraudulent candidate.
Instead, the United States would need to perform the following actions:
- Announce that the election was fraudulently operated
- Announce that any results from the fraudulent election are abandoned and void
- Announce that the reason for the fraud was due to an ineligible person participating
- Announce that a new election will be held on [insert new election date]
- Then, disqualify said fraudulent candidate
At this point, the election process would start anew as if the previous election never occurred. All candidates would submit for participation in the election as they previously had.
Requalifying ineligible candidates
Under the 14th Amendment section 3, Congress may choose to hold a vote (both houses) on whether a disqualified candidate is to be qualified. This vote must occur before the new election date is reached. If Congress fails to pass the resolution, then that candidate remains ineligible to participate. Only eligible candidates are allowed on the ballot.
That means that, for example, if Donald Trump’s vote for re-qualification in Congress were to fail, he would remain ineligible to participate in any future election. Only candidates that qualify would be allowed to participate. The former candidates in the previous fraudulent election are still able to participate in the new election IF they were then and now remain qualified.
Trump, Riots and Election
One thing is certain, if those in the Government made an announcement that the 2024 election contest had been fraudulently operated because it included a disqualified candidate (Donald Trump), an uproar would ensue. I get that. To thwart that, time would need to be given to allow for a new election to be held and a new count to be tabulated for the then qualified candidates. Additionally, police would need to be coordinated around the country in case of such riots.
Many would blame the Democrats for “doing this”, but in reality, it is the Constitution “doing this”. All Americans need to understand that the Constitution is the law of the land, not the Democrats and not the Republicans. The parties are simply participants in the system, they are not the owners of it. The Constitution is the owner.
We all either accept that the Constitution says the Election was fraudulent or we don’t. Per the 14th Amendment, the 2024 Election is considered fraudulent. The President Elect under this fraudulent election is not valid. Because a participant was included in the election illegally and fraudulently, the election results stand as null and void. No one won because it’s as if the election never took place.
The Democrats didn’t disqualify Donald Trump. Donald Trump disqualified Donald Trump the day he chose to foment, encourage and engage in insurrection. The Democrats had no hand in Donald Trump’s actions and activities on January 6th. He did that all to himself. He disqualified himself in 2021.
Oaths of Office
Both Democrats and Republicans alike need to uphold their oaths of office and call for a new Constitutionally VALID and LEGAL election, one that doesn’t contain a disqualified candidate. Donald Trump absolutely is NOT the President Elect. He’s not anything at all other than a cheat. He illegally entered an election and took advantage of the fact that Congress failed to qualify him via the 14th Amendment. That’s called CHEATING.
All duly elected representatives must STAND UP and call the 2024 election for what it is, fraudulent.
If we don’t do this and accept a disqualified candidate under the guise of a “President”, we have subverted the will of the Constitution and EVERY SINGLE ELECTED OATH HOLDER has violated their oath to uphold the Constitution. Yes, EVERY SINGLE ONE.
Call to ALL elected Officers, Senators and Representatives
We have limited time before this election deal is done. However, we do have time for every person who has sworn an oath to protect the Constitution to do the right thing. We need each and every one of you to stand up and state that this election is fraudulent and invalid. We need you to denounce Donald Trump as an ineligible candidate placed onto the ballot illegally.
Only then can we move forward with creating a new election day and time and asking voters to step to the polls and vote once again, THIS TIME on eligible candidates only.
We’re all wanting to talk about voter fraud, but no one is talking about candidate fraud and we need to be talking about this. Let’s call this election for what it is. Fraudulent. Let’s rip this bandage off and start anew.
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SOPA: Is it tortious interference?
SOPA and PIPA take aim at ‘online piracy’. Of course, the term ‘online piracy’ is defined as deep and wide as the Grand Canyon. How do you define ‘online piracy’? Well, clearly, taking copyrighted works without the owner’s permission is considered copyright infringement. We already have laws on the books that protect copyright holders. For years, these legal mechanisms have worked. Basically, the copyright owner identifies the alleged infringer and takes them to court, then proves the case (in front of a judge) that someone infringed. So why isn’t this enough? What changed? The entertainment industry wants more power.
For Hollywood and the music industry, the current legal system is not enough. Now they want to interfere with businesses’ abilities to continue to do business. Both the MPAA and the RIAA have tried various mechanisms to gain control over stopping piracy without involving the courts. The entertainment industry wants direct unfettered access into businesses to force them to stop ‘enabling’ the alleged pirates. No due process, no courts, no guilt or innocence determination in a court of law. No, all of this they want outside of the courts. They want to tell someone to stop doing something without any due diligence or fiduciary responsibility. “Oops, we made a mistake? My Bad. Tee hee.”
Legalized Tortious Interference
With SOPA, this goes one step further and effectively becomes legalized tortious interference. So what is tortious interference? Simply put, it’s when a random third party steps into a two party contract and causes one party in the contract to breach the contract for the other party. That is, the third party prevents a party in a contract from being able to fulfill their contractual obligations. How does SOPA do this? It does this by forcing banks or other financial institutions to stop transactions to one of their customers on a third party say alone. It does this by asking DNS registrars to disable domain names and prevent web sites from functioning without any court determination of guilt or innocence, again, on say alone.
Guilty until proven innocent
Clearly, our legal system and government system is broken. More than that, our legal system is taking a huge step backwards. Back to a time before the US adopted ‘Innocent until proven guilty’. Clearly, this mantra means little in the legal system today. With an adoption of SOPA or PIPA, we would always be presumed guilty until proven innocent. Those in the entertainment industry are severely undermining our legal infrastructure and, if you also happen to be a conspiracy theorist, systematically dismantling it with the help of of the US Congress no less.
Internet Piracy and the end of independent artists
The music and movie industries have yet to prove substantial losses regarding piracy, yet they continue on this legal tirade that attempts to systematically destroy our current legislative system with such overreaching laws as SOPA and PIPA. So overreaching, in fact, that these acts need no court interaction to remove alleged infringing sites from the internet without any court due process or a trial by peers. They offer no way to prove innocence easily or to refute any claims alleged. Simply put, the entertainment industries want to control businesses at a fundamental level outside of the courts. They simply want to call up GoDaddy and say, “You have a site that is infringing, take it down” and GoDaddy must comply with no questions asked. This is the entertainment industry’s ultimate goal:
- No legal system involvement
- Forced compliance
- No due process
- No refuting copyright claims allowed
- Instant removal
Clearly, we don’t want to be here. No single private industry should have that level of legislated control over any individual or business. Even law enforcement shouldn’t have that level of control over individuals or businesses without due process. The entertainment industry, let alone law enforcement should follow due process just like any other individual or business is required to do. If one industry is given that level of government sanctioned legal control, this country will fall and it will fall hard.
If SOPA or PIPA pass, we will move into a new dark age. An age without new books, new music or new creative works of any kind (other than those that the music and movie industries want us to see). The age of independent creative works will end. The age of creative new web sites will end. Eventually, even Hollywood and the music industry will end because of the negative backlash over the lack of substantial creative content… ultimately leaving no creative works of any kind. Independent creative people will stop creating because SOPA will have been so completely abused people won’t set up new sites for fear of a SOPA backlash. Existing businesses will stop doing business with anyone involved in creative works (and let’s hope that includes Hollywood).
Censorship
Part of the SOPA and the PIPA drafts suggest that ISPs adhere to a browsing blacklist. That is, ISPs would be required to prevent access to sites that are ‘known pirate’ sites. This is allegedly to target non-US sites, but it could just as easily target sites within the US. ISPs are and should be treated as a common carrier. That is, what is carried over their lines is not their responsibility either in or out. Requiring ISPs to become filters for the government and the entertainment industries is, again, overreaching. There is no need for this. I do understand what the MPAA and RIAA are both trying to do. But, instead of using censorship to block sites, they should simply go after the site directly. Do not censor everyone else’s view of the Internet because of an suspected problem. Again, this is simply like throwing the baby out with the bathwater. No, just throw the bathwater out .. meaning, if a site becomes a problem, go after that specific site. Don’t require ISPs to block access to the site for every subscriber in the US. Censorship is not an acceptable problem resolution in any form here in the US. That representatives and senators are even considering this is amazingly chilling.
Chilling effects
Legislation like SOPA is chilling. It should not ever be passed. This legislation is the wrong legislation at the wrong time and for the wrong industry. No one industry should wield that level of unregulated power towards any other industry. The DMCA attempted that level of control but failed to work. SOPA is the next step to come out of the DMCA, but it is far too overreaching. Worse, this type of legislation needs to end before the United States as we know it ceases to exist. With legislation like SOPA, the US is leading itself to its own demise. We are, in effect, legislating the US out of existence and SOPA is just one step towards that end.
Consider who the major players are in Hollywood and in the music industry. Most of the players are not even US companies. Again, a conspiracy theorist could have a field day with all of this.
I’m sorry to say that entertainment is the least of this country’s worries, let alone the entertainment industry. They can fend for themselves. Boo Hoo, the movie and music industry might have lost 50 cents because someone allegedly downloaded a song or watched a movie online. Show us the numbers! The entertainment industry already has laws and the court system to back them up with both patent and copyright infringement claims. There is no need for any further legislation on this front. The US needs to focus its efforts on the economy and keeping this country afloat. The US is not responsible for propping up industries that can’t even properly manage themselves. Let’s let Hollywood and big music figure out how to manage themselves using the existing laws.
More then that, let’s make these industries first prove substantial losses to piracy before we give them any level of power, let alone this level. Just say ‘No’ to SOPA and PIPA. Write your congressional representatives and ask them to not support this legislation.
Don’t rent at Blockbuster Express Kiosks
[Updated: 04/15/2017 — In 2012, Redbox purchased all of the remaining Blockbuster Express kiosks which have now become Redbox kiosks. The original article follows.]
I’ve rented at both Redbox and now Blockbuster. I’ve never had any difficulties renting or returning at Redbox. However, at Blockbuster I had the worst experience when returning my movie. Note, this was the first time I’d ever used Blockbuster’s machine. Note, Blockbuster’s machine sucks.
Poor Vending Machine Design
I’ll start by saying that DVD rentals via vending machine, not the best idea. Yes, that includes Redbox. The issue isn’t renting, it’s returning. If you rent at a store, returning the DVD is actually simple… drop it off in the bin. At a vending kiosk, you’re have to wait to turn in the movie because you have to use the screen to initiate the return function. This means, you have to stand in line and wait until everyone else is done. Stupid.
These machines are monstrous, yet they can’t even provide a proper return mechanism. My experience with Blockbuster returning a rented DVD was horrible. I stood in line 20 minutes waiting to return my movie (singular). After all that, the time was a couple minutes past 9 and Blockbuster still charged the extra $1 fee. Seriously, there is no grace period at all?
The worst part is, however, that when I called customer service, they refused to refund the money. They offered a promo code instead. Hello, no, I want a refund, not a promo code. After the debacle that is the returns process, I don’t intend to rent from their shoddy vending machine ever again. I’d already made that decision right after they charged me the extra day’s fee. This is why I didn’t want a promo code. The bad customer service experience was just the topper that capped it all.
Return Mechanism
These hulking machines are huge. There should be no reason why there isn’t a simple return and go slot (i.e., no waiting). It’s completely ludicrous that you need to wait for someone else to finish their long transaction before you can return a movie. It seriously needs a drop and go slot. A slot that always accepts returns no matter what someone may be doing on the rental side. Their computer already knows that that specific movie copy is tied to my account. There is no reason to have to initiate anything. An always-active returns slot is a no-brainer. Yet, these kiosks don’t have one. Neither does Redbox. However, there are far more Redbox kiosks around. If one is that occupied, I could just drive to another. Unfortunately, with the Blockbuster kiosks, you had to return your discs to the one where you rented. You couldn’t return at just any kiosk even if you did know where another one was.
In this case, the kiosk should shutdown all new purchases for 20 minutes prior to 9PM to allow for express returns. This would put the system into return only mode and allow those only needing to return to push their way through before the 9PM deadline. This prevents those people who want to spend 15-20 minutes hogging the kiosk reading every movie synopsis and hemming and hawing over ever title in the unit from doing immediately before return time.
Blockbuster go boom
It’s no wonder Blockbuster’s kiosks are now a thing of the past. They really had no idea of customer service or how to operate such a rental service to the public. I’ll stick with Redbox, thank you very much. I’ve had no issues with customer service or returns at Redbox. Yet, on my very first call to Blockbuster customer service (I waited on hold for at least 10 minutes), they were unwilling to even do what I requested (refund the extra day fee that they don’t rightly deserve).
So, I called the bank and the bank reversed the charges. Too bad Blockbuster.
Here’s your word of warning. If you want to rent from Blockbuster’s kiosk, you may experience something very similar with returns. Not only is customer service an atrocious process, they won’t even issue refunds when appropriate. Worse, if you go even 1 minute past 9PM when returning, they will stick you for that extra day’s fee (no grace period). I have no respect for Blockbuster and I do not intend to rent anything further from either their stupid kiosk or any store they own.
While these rentals are cheap enough, it’s not worth the hassle when you want to get a refund for ill gotten charges. Believe me, Blockbuster needs to shutter the doors and go away. Let’s hope Redbox makes that happen (and they did) and oh, Blockbuster, you should really take a look at Redbox to see what customer service really is, m’kay?
[03/15/2017 Comment: This article was written before the Blockbuster kiosks were bought out by Redbox in 2012. Thankfully, these Blockbuster kiosks no longer exist. They have all been replaced by Redbox kiosks which are much more abundant and easy to locate and use… thanks to the Redbox app. I leave this article up as a history of how Blockbuster kiosks functioned and as a testament to how bad Blockbuster’s customer service was at the time.]
Is Obama hostile towards big business?
To answer this question, we need to delve a little deeper. Note, I am neither condoning nor praising Obama’s handling of his regulatory efforts. However, I would like to point out certain corrections that do need to be made.
“The truth is that not even the Franklin Roosevelt administration was as hostile to and ignorant about free enterprise as this [Obama’s] administration is.”
–Steve Forbes.
But, is Obama really hostile towards business? Or, is he making needed corrections? There is a fine line here. This issue also points out a serious problem in politics today. That problem is, you guessed it, money. Without money, the world doesn’t work. Without money, candidates don’t get elected. Without money, businesses don’t sell things and make money. Back up the train.. Businesses make plenty of money without governmental help. The trouble is that businesses want to be able to make laws that enable their businesses to make more money and then have the government be lenient with them when issues arise.
The reality, though, is that like the separation of church and state, the government now needs separation of business and state. The two are oil and water, they don’t mix. Government needs to be able to make law without interference from any party. But, businesses have deep pockets and hefty lawyers. These two elements help elect officials and help sway these same officials into making good on promises they made towards these businesses during the election.
Obama’s corrections
While I don’t agree with every single thing Obama has done, I do agree that change is necessary. The change that he is making is intended to correct the issues that led to the economic downturn. The trouble comes with statements from people like Steve Forbes. Mr. Forbes believes that he is the end-all-be-all-know-it-all when it comes to all-things-business. The trouble is, he doesn’t. Yes, he runs a successful magazine, but that doesn’t make him an authority. That makes him a successful business owner.
Obama is walking that fine line. A fine line that shouldn’t even be necessary. But, there it is. The line that’s there to help Obama help the economy, help spur business and growth and reduce the chances of a repeated failure. At the same time, the line is there to show that government values business, but isn’t there to socialize it. The trouble is, this economic downturn was of our own making. By our, I mean Wall Street. The housing bubble was just that, a bubble. Bubbles eventually burst and this bubble was no exception. It’s not as if analysts and intelligent minded people couldn’t see the handwriting on the wall. When the mortgage interest rates got down to 1% and all of those ARM and specialty loans were being issued like water flowing down the Mississippi, trouble was inevitable. We just didn’t know that banks and insurance companies were tying their financial soundness to these extremely risky loans using credit default swaps.
Until the bubble burst, no one really knew just how deep the rabbit hole went. Then, everything came crashing down and all of the nasty subprime mortgage and credit default swap issues came into view in their all fugly detailed glory. The first evidence of that was Bear Stearns followed by AIG (and the subsequent governmental bailout). I still think they should have let AIG fold, I digress.
Government and Business
It’s high time that government distanced itself from corporate businesses. It’s high time congress made laws to separate government from business (including political support). It’s high time that government stopped being a pawn for corporate businesses. Forbes clearly seems to think that Free Enterprise requires socialism to function. Free Enterprise is not part of and does not need socialism. Free Enterprise means that businesses can do whatever they need to do (within the limits of the laws) to make their business succeed. Clearly, there have not been laws enabled that have dramatically impacted Free Enterprise. The laws that have been enacted have been placed there to prevent corporations from producing risky investment vehicles with a high likelyhood of crashing down again. If businesses are now floundering, it’s not because of laws. It’s because corporations have lost their way and are still expecting handouts. Well, you can keep your hand out, but don’t expect the government to be dropping any coin in it.
Corporations have relied, no… depended on the US Government for handouts. That time needs to end. Subsidies for business need to go away. Businesses need to fend for themselves just like Free Enterprise mandates. If a business can’t make it on its own, then let it fail. I’ll repeat, LET IT FAIL. Failure is also part of Free Enterprise. Businesses that will succeed, will succeed because they produce a good product or service. Businesses that fail, will fail because they don’t produce good products or services.
Lost our way
America, and specifically corporate enterprises, have lost their way. For far too long have big corporations depended on favorable governmental conditions (sounds like a weather report) to help them stay in business. Well, that train has left (and must leave). It should be solely up to you and your business practices alone to make or break your company. It is the quality of your products, services and support that makes people want to buy your products or invest in your company. Nothing has changed about this aspect of Free Enterprise.
We need to go back to a time when quality was the key. When providing a superior product was the answer to getting people to buy things. If that also means deflation, then so be it. Businesses need to find their way by learning how to do more with less. How to manage their staff better and stop over-hiring. At the same time, many of them need to stop under-hiring and also value the employees that they have right now.
The key to keeping your business flowing is by keeping your employees active, productive and happy. Morale is a big problem in companies during any downturn. Once fear sets in over the next reduction in force (RIF), then morale falls to all-time-lows. No, taking the employees on an outing doesn’t boost morale. The way to boost morale is to stop RIFing the staff out the door. Yes, I know it gives a temporary boost to the stock price and makes the shareholders happy, but that’s a temporary fix with limited effects. Once the dust settles, the employees who are left become disgruntled, unhappy and produce less. This is completely backwards thinking. Which is why business has lost its way.
Shareholder value vs quality products
I know, someone’s going to say that it is all about ‘shareholder value’. That may be the way things seem now, but it is wrong. Currently accepted actions that lead to improved shareholder value tend to undercut production, stifle innovation, reduce profit margins and lower productivity. Why would you intentionally do this to your business? So, while these measures may seem to help the stock price, it does nothing to help the company improve its quality of products and services. In fact, in the long run, these actions almost always negatively impact the bottom line. So, the fundamental question is, are you in business to make the shareholders happy or are you in business to sell quality products and services? This fundamental question must be answered.
The true answer to this question also shows that Free Enterprise priorities today are all wrong. It used to be that the customer is #1. Now, shareholders are #1 and customers are #2. This is both wrong and stupid. Until businesses go back to the idea that the customer is #1, corporations will continue to fail and need governmental subsidies. While shareholders are considered #1, there is really no such thing as Free Enterprise when it comes to multi-million dollar corporations… which is why they always need a handout from the government.
America’s Recession: loans and scams
Economic Downturn & The Fed
Unless you’ve been hiding in a cave, you’re probably aware that we’re going through a fairly deep recession. Recessions are cyclical, but in this case it probably could have been either avoided or lessened IF the banks and lenders had not been offering creative financing techniques. It also could likely have been avoided if our current pro-business govt. administration hadn’t chosen to look the other way while bad mortgages were being doled out. The problem with all of the creative financing is that it tended to lead some people into believing they could afford a mortgage they could not afford. When the loan reset after the promotional period, the realization quickly set in. Worse, the situation was compounded by property investors who sank huge amounts of loaned money into properties that would eventually become valued less than the loan.
It’s not as if the handwriting wasn’t on the wall several years ago when the fed dropped the rate to 1 percent. Now, we are back in this exact situation again with the fed dropping the rate to an unprecedented 1/2 percent. The feds are, again, trying to spur the economy like they did 2-3 years ago. But, this time, the banks don’t have money to lend. So, the 1/2 percent may not trickle down into the mortgage market like it did several years ago.
But, our economy is still likely being set up for yet another financial failure. The banks that do have money to lend are still advertising on the radio claiming extremely low interest rates. The problem isn’t the rate, but the loan you’ll be getting. If it’s a standard fixed rate loan, that’s fine. But, it’s the fine print you need to read. Don’t get locked into an adjustable rate mortgage or a limited time interest only loan. Once these creative loans reset in a couple of years, you may end up deep under water.
The Fed, therefore, needs to be extra careful when cutting the rates this low again to avoid the same mortgage problems all over again.
Scams in a down economy
With the economy being so depressed, it’s also a good idea to watch your money closely. As money gets tighter and tighter, the scammers will come out of the woodwork (and they already are). I’ve already noticed a drastic increase in spam and phishing emails since the economy has taken a turn. It’s going to get worse before it gets better.
There are many scams out there from the Nigerian 419 scam that claims to give you a ton of money only to rip you off of thousands of dollars before you realize it, to sending you what look like official invoices that only turn out to be scams in themselves. Don’t fall for them. The easiest way to avoid scams is to not give out any personal information to anyone who approaches you claiming to be from a legit company. This means, if you receive a call asking you to make a payment and they request for you to give a credit card over the phone, don’t. Make sure you know who this company is first and make sure you are a customer. Then, tell the company that you will call them back through their official channels and make a payment that way. As long as you are the person making the call to the official number, you should be safe. With incoming calls, you have no idea who is really calling you no matter what the CallerID says. Always, always call companies back from official numbers located on a trusted bill or from the back of your credit card.
TV advertisements that offer products or services usually employ people who are not paid very well. So, be wary when you give your credit card number out to TV commercial based purchases. Not only are some of these companies impossible to get refunds, your card number could be enrolled in a club or, worse, stolen by one of the telephone operators in an independent scam. You should always Google the product you are thinking of purchasing to 1) find out if you can find it cheaper online and 2) find out if people have had issues with either the product or the companies refund polices.
Get rich schemes are basically another form of scam. Yes, they do make someone rich… the person who created the scheme, but not you. Get rich schemes are usually designed to part you from your money. So, in a down economy, you should avoid get rich schemes (placing classified ads, setting up ecommerce sites that sell Amway products, or Multi Level Marketing – MLM schemes). Note that MLMs only make the top most people money. If you’re anywhere near the bottom, you will be parted from your money.
Craigslist and even eBay are a haven for scammers. Be careful when you work with people selling or renting things. Never buy or rent anything sight unseen and never give money out as a ‘deposit’ or to ‘hold’ something unless you truly trust the individual. Chances are, if the person you are thinking of doing business is presently outside of the US, you should immediately stop the transaction unless you know for sure that what they are selling/renting is legit.
If you are selling a car or renting out an apartment, watch out for scams here too. There are some people who are outside of the US who will claim to give you an excessive sum of money in the form of a check. They may even send you what looks like an official check.. the problem is that it will bounce causing you fees and other associated problems (and may let them get access to your account number). Don’t cash any checks like this.
The bottom line is that in this weak economy, you should be extra careful with your money as there are lots of desperate unemployed people willing to do anything to make a buck (or a thousand). Always make sure to do your homework before buying anything or giving out personal information to someone you don’t know. If you suspect a scam, you should alert your bank or credit card company immediately.
Random Thoughts - Randocity! 
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